NHTSA Calls for Seat Belts for School Buses

The vast majority of personal injury settlements and awards are paid by insurance companies. Automobile owners and homeowners regularly pay significant premiums to insurance companies for the exact purpose of insuring against liability to third parties. Thus, when an insured individual negligently causes injury to a third party, it is typically that person’s insurance company which defends against and pays for any claims brought by that third party or by our client.